At Lucia Legal PLLC, we specialize in loan modifications. We can help you stay in your home and avoid foreclosure. Loan Modification has quickly become the best option for homeowners facing foreclosure. It is an option that can save your home while putting you in a mortgage you can afford.

A loan modification is a process that allows you to re-negotiate the terms of your mortgage loan to reduce the interest rate, waive payments and/or possibly reduce the principal balance to make the loan affordable.

A Loan Modification may:

• Eliminate late payments and penalties.
• Stop the foreclosure process.
• Lower your interest rate (possibly as low as 2%).
• Lower your payments.
• Modify your adjustable rate to a fixed rate.
• Reduce the balance of your loan.

Benefits of using a Loan Modification Attorney:

• An attorney has a direct line of communication with virtually all lenders.
• Lenders typically deal with Attorney inquiries before the general public.
• Our attorneys can threaten legal action.
• An attorney is an experienced negotiator.
• Our legal team is knowledgeable with state and federal foreclosure laws.
• A lawsuit can be brought against the Lender for predatory lending

Get started today and fill out our no-obligation form or call 1-248-823-8731 for a free phone consultation.