• Have you suffered a financial hardship?
• Are you behind or expect to be behind with your mortgage payment?
• Has a foreclosure sale date been set?
• Do you want to avoid a foreclosure on your credit report for the next 10 years?

With a record number of foreclosures today, many homeowners need guidance. At Lucia Legal, PLLC, we are here to assist homeowners with their legal concerns. We offer loan modification/restructuring, short sale, deed in lieu of foreclosure, repayment plan or forbearance. We can negotiate with your lender to prevent foreclosure and help you save your home and your credit.

There are numerous reasons why it is advantageous for homeowners to rely on an attorney to help save their home. Here are a few reasons:

• Attorneys will follow all applicable real estate laws and regulations.
• Attorneys will have a full understanding of real estate laws in your state and be able to quickly and effectively handle your loan modification.
• Attorneys have the experience and expertise necessary to firmly negotiate the terms of your loan with lenders.
• Attorneys have the resources and tools necessary to get the lender's immediate attention.
• Attorneys will work only with the best interests of their clients in mind.

If you need advice regarding your current situation with your home, contact Lucia Legal, PLLC to schedule a free phone consultation at 1-248-823-8731.